Michigan Tech Delinquent Accounts Procedure

Accounts are the financial responsibility of the account holder, even if payments are being made by another person such as a parent, guardian, or spouse. In accordance with FERPA we are not able to give out account information to anyone but the account holder.

If the account holder, person or vendor, has an outstanding balance on their Michigan Tech account, the University will apply any payments, or reimbursements due, to the outstanding balance prior to payment.

The following information applies to non-student and/or non-enrolled student accounts with Michigan Tech. Enrolled students cannot use the Account Payment Plan option. Please see Semester Payment Plans for options available to enrolled students.

All account balances are due within 30 days unless otherwise posted on the billing statement or on-line bill. Holds preventing university services are placed on past due accounts. A hold may prevent registration, future enrollment, and release of a grades, transcript or diploma, or further business with the university until the debt is paid in full.

Accounts that are more than 90 days past due are subject to additional collection action and in some cases additional collection fees. It is advised that if the account holder is not able to pay the delinquent balance in full at this point that they refer to the Michigan Tech Account Payment Plan Contract or contact the Collections Manager at 906-487-2243 or 800-576-6484 to discuss payment options.

If we do not hear from the account holder concerning payment on a delinquent account before the account is 120 days past due we will refer the account to an outside collection agency. An account that is referred to a collection agency may be subject to additional collection costs.  Michigan Tech will also disclose that the account holder has defaulted, along with other relevant information, to credit reporting agencies which will have a negative impact on the account holder's credit history.

Delinquent account holders may use the Michigan Tech Account Payment Plan Contract prior to the account being 120 days past due, to set up a payment plan. Ideally we would like to see the account paid in full within one year's time. For student accounts, a hold preventing university services, including registration for classes, release of grades, transcript, or diploma will remain on a delinquent account until the balance is paid in full. For vender accounts, a hold preventing further business with the university will remain on a delinquent account until the balance is paid in full.

Michigan Tech Account Payment Plan Contracts are subject to approval by Michigan Tech and once approved, it is the account holder's responsibility to make monthly payments. We accept cash, check or credit cards for payment. Please note that we do not accept any payments by fax or phone.

If a payment is missed the account will be assessed a $25 per month late fee. If there is a default in payment as agreed the account will be referred to an outside collection agency and may be assessed additional collection costs.

It is important that the Accounts Receivable Office has a current mailing and email address for the account holder as this is our primary way of communicating.

To discuss payment options please contact the Collections Manager at 906-487-2243 or 800-576-6484.

Once an account has been referred to an outside collection agency the account holder must contact that agency directly to discuss payment.